10. FINANCE LEASE RECEIVABLES
 
Figures in Rand thousand  2020    2019   
Gross investment in the leases due         
– within one year  78 805    87 664   
– within two to five years  77 627    132 018   
– beyond five years  –     
  156 432    219 687   
Less: Unearned finance income  (27 398)   (31 274)  
  129 034    188 413   
Impairment allowance  (6 194)   (9 000)  
  122 840    179 413   
Present value of minimum lease payments due:         
– within one year  67 720    72 638   
– within two to five years  61 314    115 771   
– beyond five years  –     
  129 034    188 413   
Impairment allowance  (6 194)   (9 000)  
  122 840    179 413   
Lease receivables         
Current  67 720    72 638   
Non-current  55 120    106 775   
  122 840    179 413   

The Group entered into finance leasing agreements where it is the lessor for certain IT safety and security access equipment.

The lease terms are generally three to seven years and the interest rate implicit in the lease is prime to 7% above prime lending rates (2019: prime to 7% above prime lending rates).

Income received from finance leases is fixed.